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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,946 | $93,617+126.4% | $135,982+55.9% | $75,177+181.9% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 38.26% | 30.89%+7.4pp | 68.32%-30.1pp | 160.75%-122.5pp |
| Employer contribution / active EE | $3,932 | $3,538+11.1% | $4,859-19.1% | $2,671+47.2% |
| Participant deferral / active EE | $6,272 | $6,406-2.1% | $7,760-19.2% | $4,126+52.0% |
| Admin fee / account holder | $828 | $6,980-88.1% | $10,767-92.3% | $5,651-85.4% |