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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,918 | $118,496-17.4% | $98,461-0.6% | $139,466-29.8% |
| Participation rate | 14.3% | 77.5%-63.2pp | 75.2%-60.9pp | 80.3%-66.0pp |
| Annual return | 26.64% | 18.96%+7.7pp | 21.17%+5.5pp | 373.66%-347.0pp |
| Employer contribution / active EE | $808 | $3,611-77.6% | $3,049-73.5% | $4,754-83.0% |
| Participant deferral / active EE | $7,921 | $5,393+46.9% | $4,738+67.2% | $6,712+18.0% |
| Admin fee / account holder | $270 | $14,056-98.1% | $8,961-97.0% | $11,409-97.6% |