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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,030 | $142,409-88.7% | $119,634-86.6% | $134,545-88.1% |
| Participation rate | 81.0% | 82.8%-1.9pp | 79.3%+1.7pp | 81.2%-0.3pp |
| Annual return | -19.51% | -12.46%-7.1pp | -14.98%-4.5pp | 418.37%-437.9pp |
| Employer contribution / active EE | $3,538 | $5,224-32.3% | $4,232-16.4% | $4,742-25.4% |
| Participant deferral / active EE | $4,155 | $6,468-35.8% | $5,601-25.8% | $6,401-35.1% |
| Admin fee / account holder | $1,715 | $13,594-87.4% | $10,329-83.4% | $11,431-85.0% |