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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,529 | $183,516-61.6% | $155,534-54.7% | $145,884-51.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.98% | 61.43%-56.4pp | 64.92%-59.9pp | 551.85%-546.9pp |
| Employer contribution / active EE | $1,836 | $5,315-65.5% | $4,675-60.7% | $4,662-60.6% |
| Participant deferral / active EE | $3,942 | $6,467-39.0% | $5,630-30.0% | $6,690-41.1% |
| Admin fee / account holder | $141,678 | $19,293+634.3% | $15,900+791.1% | $13,392+957.9% |