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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,854 | $100,811-86.3% | $86,698-84.0% | $134,545-89.7% |
| Participation rate | 91.7% | 79.0%+12.7pp | 76.6%+15.1pp | 81.2%+10.4pp |
| Annual return | -22.12% | 29.11%-51.2pp | 35.96%-58.1pp | 418.37%-440.5pp |
| Employer contribution / active EE | $1,788 | $3,490-48.8% | $2,837-37.0% | $4,742-62.3% |
| Participant deferral / active EE | $4,856 | $5,339-9.1% | $4,656+4.3% | $6,401-24.1% |
| Admin fee / account holder | $647 | $10,926-94.1% | $7,492-91.4% | $11,431-94.3% |