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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $889,326 | $185,905+378.4% | $170,057+423.0% | $139,487+537.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.50% | 60.56%-34.1pp | 53.42%-26.9pp | 373.84%-347.3pp |
| Employer contribution / active EE | $12,607 | $7,597+65.9% | $6,790+85.7% | $4,755+165.1% |
| Participant deferral / active EE | $15,000 | $11,627+29.0% | $10,411+44.1% | $6,713+123.5% |
| Admin fee / account holder | $529 | $15,397-96.6% | $12,826-95.9% | $11,407-95.4% |