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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,868 | $114,093-88.7% | $96,171-86.6% | $167,536-92.3% |
| Participation rate | 25.0% | 75.1%-50.1pp | 68.4%-43.4pp | 82.1%-57.1pp |
| Annual return | 11.61% | 190.00%-178.4pp | 192.04%-180.4pp | 478.82%-467.2pp |
| Employer contribution / active EE | $0 | $3,429-100.0% | $2,799-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $1,182 | $5,197-77.3% | $4,350-72.8% | $6,342-81.4% |
| Admin fee / account holder | $1,242 | $6,899-82.0% | $5,538-77.6% | $12,315-89.9% |