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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,069 | $135,645-53.5% | $110,243-42.8% | $135,380-53.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.86% | 513.24%-523.1pp | 314.76%-324.6pp | 519.81%-529.7pp |
| Employer contribution / active EE | $5,826 | $4,907+18.7% | $3,827+52.2% | $4,779+21.9% |
| Participant deferral / active EE | $6,857 | $5,507+24.5% | $4,672+46.8% | $5,609+22.2% |
| Admin fee / account holder | $1,203 | $11,458-89.5% | $8,548-85.9% | $10,828-88.9% |