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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,500 | $152,612-76.1% | $125,192-70.8% | $152,897-76.1% |
| Participation rate | 38.5% | 83.3%-44.9pp | 79.8%-41.3pp | 82.5%-44.0pp |
| Annual return | 30.00% | 54.85%-24.8pp | 43.79%-13.8pp | 345.43%-315.4pp |
| Employer contribution / active EE | $1,747 | $4,947-64.7% | $3,866-54.8% | $4,764-63.3% |
| Participant deferral / active EE | $4,520 | $5,868-23.0% | $4,937-8.4% | $5,851-22.7% |
| Admin fee / account holder | $5,852 | $13,437-56.4% | $9,704-39.7% | $11,599-49.5% |