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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,457 | $181,896-86.0% | $156,551-83.7% | $273,972-90.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.06% | 30.74%-23.7pp | 32.23%-25.2pp | 41.46%-34.4pp |
| Employer contribution / active EE | $4,620 | $6,248-26.1% | $5,501-16.0% | $4,869-5.1% |
| Participant deferral / active EE | $5,160 | $5,550-7.0% | $4,871+5.9% | $5,287-2.4% |
| Admin fee / account holder | $2,730 | $15,560-82.5% | $13,028-79.0% | $10,133-73.1% |