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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,888 | $96,419-69.0% | $80,648-62.9% | $139,487-78.6% |
| Participation rate | 38.1% | 73.6%-35.5pp | 67.0%-28.9pp | 80.3%-42.2pp |
| Annual return | 49.78% | 1352.86%-1303.1pp | 937.21%-887.4pp | 373.84%-324.1pp |
| Employer contribution / active EE | $1,329 | $3,261-59.2% | $2,724-51.2% | $4,755-72.0% |
| Participant deferral / active EE | $3,865 | $5,225-26.0% | $4,443-13.0% | $6,713-42.4% |
| Admin fee / account holder | $461 | $6,605-93.0% | $5,382-91.4% | $11,407-96.0% |