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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,832 | $88,778+297.4% | $81,844+331.1% | $145,884+141.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | -4.00% | 1033.03%-1037.0pp | 778.87%-782.9pp | 551.85%-555.8pp |
| Employer contribution / active EE | $23,479 | $3,087+660.6% | $2,916+705.1% | $4,662+403.6% |
| Participant deferral / active EE | $16,848 | $4,648+262.5% | $4,323+289.7% | $6,690+151.9% |
| Admin fee / account holder | $166 | $8,430-98.0% | $7,355-97.7% | $13,392-98.8% |