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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,834 | $121,701-59.9% | $104,639-53.3% | $158,982-69.3% |
| Participation rate | 60.0% | 77.5%-17.5pp | 74.1%-14.1pp | 82.0%-22.0pp |
| Annual return | 24.84% | 465.72%-440.9pp | 340.67%-315.8pp | 302.99%-278.2pp |
| Employer contribution / active EE | $2,129 | $3,165-32.7% | $2,682-20.6% | $4,763-55.3% |
| Participant deferral / active EE | $6,384 | $4,176+52.9% | $3,738+70.8% | $5,983+6.7% |
| Admin fee / account holder | $2,753 | $7,778-64.6% | $6,465-57.4% | $11,252-75.5% |