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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,730 | $176,786-14.7% | $146,643+2.8% | $167,536-10.0% |
| Participation rate | 90.0% | 83.6%+6.4pp | 80.1%+9.9pp | 82.1%+7.9pp |
| Annual return | 12.08% | 24.04%-12.0pp | 22.75%-10.7pp | 478.82%-466.7pp |
| Employer contribution / active EE | $420 | $5,161-91.9% | $4,137-89.9% | $4,839-91.3% |
| Participant deferral / active EE | $6,800 | $6,440+5.6% | $5,506+23.5% | $6,342+7.2% |
| Admin fee / account holder | $640 | $13,262-95.2% | $10,280-93.8% | $12,315-94.8% |