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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,195 | $165,399-88.4% | $149,745-87.2% | $158,982-87.9% |
| Participation rate | 95.2% | 84.6%+10.7pp | 82.5%+12.8pp | 82.0%+13.3pp |
| Annual return | 25.51% | 348.34%-322.8pp | 276.72%-251.2pp | 302.99%-277.5pp |
| Employer contribution / active EE | $3,420 | $5,105-33.0% | $4,646-26.4% | $4,763-28.2% |
| Participant deferral / active EE | $5,019 | $7,183-30.1% | $6,843-26.7% | $5,983-16.1% |
| Admin fee / account holder | $990 | $10,811-90.8% | $9,312-89.4% | $11,252-91.2% |