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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,599 | $97,732-54.4% | $83,831-46.8% | $135,380-67.1% |
| Participation rate | 95.8% | 80.0%+15.9pp | 76.1%+19.7pp | 82.6%+13.2pp |
| Annual return | -6.36% | 1287.56%-1293.9pp | 850.99%-857.4pp | 519.81%-526.2pp |
| Employer contribution / active EE | $1,613 | $4,222-61.8% | $3,631-55.6% | $4,779-66.2% |
| Participant deferral / active EE | $3,561 | $4,683-24.0% | $4,082-12.8% | $5,609-36.5% |
| Admin fee / account holder | $2,702 | $6,675-59.5% | $5,479-50.7% | $10,828-75.0% |