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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,344 | $59,819-86.1% | $79,583-89.5% | $68,490-87.8% |
| Participation rate | 80.6% | 61.1%+19.5pp | 69.5%+11.1pp | 67.9%+12.7pp |
| Annual return | -17.89% | -12.30%-5.6pp | 0.16%-18.0pp | -7.85%-10.0pp |
| Employer contribution / active EE | $887 | $1,505-41.1% | $2,414-63.2% | $2,597-65.8% |
| Participant deferral / active EE | $1,689 | $3,025-44.2% | $3,986-57.6% | $4,028-58.1% |
| Admin fee / account holder | $2,019 | $4,835-58.2% | $6,835-70.5% | $5,403-62.6% |