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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,099 | $148,629-64.9% | $135,982-61.7% | $139,487-62.6% |
| Participation rate | 47.6% | 83.9%-36.2pp | 81.9%-34.3pp | 80.3%-32.7pp |
| Annual return | 16.98% | 79.33%-62.4pp | 68.32%-51.3pp | 373.84%-356.9pp |
| Employer contribution / active EE | $1,048 | $5,247-80.0% | $4,859-78.4% | $4,755-78.0% |
| Participant deferral / active EE | $2,779 | $8,102-65.7% | $7,760-64.2% | $6,713-58.6% |
| Admin fee / account holder | $593 | $12,406-95.2% | $10,767-94.5% | $11,407-94.8% |