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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,060 | $57,330+107.7% | $86,656+37.4% | $75,177+58.4% |
| Participation rate | 20.7% | 63.2%-42.5pp | 71.7%-51.0pp | 67.2%-46.5pp |
| Annual return | 17.71% | 2675.40%-2657.7pp | 593.09%-575.4pp | 160.75%-143.0pp |
| Employer contribution / active EE | $751 | $2,316-67.6% | $3,025-75.2% | $2,671-71.9% |
| Participant deferral / active EE | $2,081 | $3,320-37.3% | $4,439-53.1% | $4,126-49.6% |
| Admin fee / account holder | $18,776 | $4,115+356.3% | $5,619+234.2% | $5,651+232.2% |