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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,835 | $58,258+61.1% | $81,820+14.7% | $80,925+16.0% |
| Participation rate | 27.8% | 63.5%-35.7pp | 72.4%-44.6pp | 67.7%-39.9pp |
| Annual return | 23.05% | 41.76%-18.7pp | 777.93%-754.9pp | 35.65%-12.6pp |
| Employer contribution / active EE | $618 | $2,345-73.7% | $2,915-78.8% | $2,756-77.6% |
| Participant deferral / active EE | $1,854 | $3,284-43.5% | $4,323-57.1% | $4,299-56.9% |
| Admin fee / account holder | $203 | $4,976-95.9% | $7,391-97.3% | $6,940-97.1% |