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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,835 | $58,311+60.9% | $81,882+14.6% | $80,959+15.9% |
| Participation rate | 27.8% | 63.5%-35.7pp | 72.4%-44.6pp | 67.7%-39.9pp |
| Annual return | 23.05% | 41.85%-18.8pp | 779.47%-756.4pp | 35.67%-12.6pp |
| Employer contribution / active EE | $618 | $2,347-73.7% | $2,916-78.8% | $2,757-77.6% |
| Participant deferral / active EE | $1,854 | $3,287-43.6% | $4,323-57.1% | $4,300-56.9% |
| Admin fee / account holder | $203 | $4,752-95.7% | $7,360-97.2% | $6,925-97.1% |