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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,835 | $58,234+61.1% | $81,783+14.7% | $80,874+16.0% |
| Participation rate | 27.8% | 63.4%-35.7pp | 72.4%-44.6pp | 67.6%-39.9pp |
| Annual return | 23.05% | 41.70%-18.7pp | 775.05%-752.0pp | 35.62%-12.6pp |
| Employer contribution / active EE | $618 | $2,341-73.6% | $2,913-78.8% | $2,756-77.6% |
| Participant deferral / active EE | $1,854 | $3,283-43.5% | $4,320-57.1% | $4,297-56.9% |
| Admin fee / account holder | $203 | $4,982-95.9% | $7,380-97.3% | $6,935-97.1% |