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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,300 | $101,618-37.7% | $93,063-32.0% | $137,256-53.9% |
| Participation rate | 69.2% | 74.9%-5.7pp | 72.1%-2.9pp | 80.0%-10.7pp |
| Annual return | 11.68% | 223.95%-212.3pp | 34.15%-22.5pp | 220.34%-208.7pp |
| Employer contribution / active EE | $869 | $2,707-67.9% | $2,476-64.9% | $4,156-79.1% |
| Participant deferral / active EE | $1,314 | $4,279-69.3% | $3,958-66.8% | $6,407-79.5% |
| Admin fee / account holder | $436 | $6,198-93.0% | $6,033-92.8% | $12,270-96.4% |