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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,300 | $177,353-64.3% | $158,226-60.0% | $198,609-68.1% |
| Participation rate | 69.2% | 77.0%-7.8pp | 74.8%-5.6pp | 82.4%-13.1pp |
| Annual return | 11.68% | 599.50%-587.8pp | 501.41%-489.7pp | 202.70%-191.0pp |
| Employer contribution / active EE | $869 | $3,239-73.2% | $2,986-70.9% | $5,055-82.8% |
| Participant deferral / active EE | $1,314 | $4,615-71.5% | $4,317-69.6% | $6,977-81.2% |
| Admin fee / account holder | $436 | $10,960-96.0% | $10,217-95.7% | $19,030-97.7% |