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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,300 | $125,778-49.7% | $114,563-44.7% | $154,746-59.1% |
| Participation rate | 69.2% | 75.2%-6.0pp | 72.9%-3.7pp | 80.7%-11.5pp |
| Annual return | 11.68% | 295.14%-283.5pp | 241.09%-229.4pp | 172.34%-160.7pp |
| Employer contribution / active EE | $869 | $2,806-69.0% | $2,592-66.5% | $4,379-80.2% |
| Participant deferral / active EE | $1,314 | $4,445-70.4% | $4,142-68.3% | $6,730-80.5% |
| Admin fee / account holder | $436 | $8,190-94.7% | $7,623-94.3% | $14,365-97.0% |