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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,806 | $157,296-81.1% | $141,191-78.9% | $152,897-80.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.05% | 64.34%-43.3pp | 71.41%-50.4pp | 345.43%-324.4pp |
| Employer contribution / active EE | $3,378 | $5,262-35.8% | $4,736-28.7% | $4,764-29.1% |
| Participant deferral / active EE | $5,374 | $7,111-24.4% | $6,710-19.9% | $5,851-8.1% |
| Admin fee / account holder | $3,709 | $12,125-69.4% | $10,264-63.9% | $11,599-68.0% |