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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,858 | $46,877-79.0% | $122,354-91.9% | $70,126-85.9% |
| Participation rate | 43.5% | 58.2%-14.7pp | 71.6%-28.2pp | 69.5%-26.1pp |
| Annual return | 36.92% | 24.22%+12.7pp | 30.28%+6.6pp | 73.15%-36.2pp |
| Employer contribution / active EE | $1,038 | $1,288-19.4% | $4,051-74.4% | $2,343-55.7% |
| Participant deferral / active EE | $1,490 | $2,167-31.3% | $3,287-54.7% | $3,332-55.3% |
| Admin fee / account holder | $0 | $3,324-100.0% | $5,479-100.0% | $4,645-100.0% |