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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,738 | $148,629-53.8% | $135,982-49.5% | $139,487-50.7% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 30.47% | 79.33%-48.9pp | 68.32%-37.9pp | 373.84%-343.4pp |
| Employer contribution / active EE | $1,343 | $5,247-74.4% | $4,859-72.4% | $4,755-71.8% |
| Participant deferral / active EE | $2,499 | $8,102-69.2% | $7,760-67.8% | $6,713-62.8% |
| Admin fee / account holder | $4,510 | $12,406-63.6% | $10,767-58.1% | $11,407-60.5% |