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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,299 | $176,120+107.4% | $159,487+129.0% | $167,553+118.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.87% | 331.95%-317.1pp | 263.71%-248.8pp | 478.89%-464.0pp |
| Employer contribution / active EE | $6,900 | $5,299+30.2% | $4,831+42.8% | $4,840+42.6% |
| Participant deferral / active EE | $10,867 | $7,752+40.2% | $7,354+47.8% | $6,343+71.3% |
| Admin fee / account holder | $14,232 | $12,561+13.3% | $10,804+31.7% | $12,316+15.6% |