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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,306 | $98,760+171.7% | $149,715+79.2% | $79,858+236.0% |
| Participation rate | 77.5% | 75.8%+1.7pp | 82.5%-5.0pp | 69.6%+7.9pp |
| Annual return | 20.81% | 27.43%-6.6pp | 276.66%-255.8pp | 31.72%-10.9pp |
| Employer contribution / active EE | $8,266 | $3,217+157.0% | $4,645+78.0% | $2,471+234.5% |
| Participant deferral / active EE | $9,191 | $5,681+61.8% | $6,842+34.3% | $3,740+145.7% |
| Admin fee / account holder | $33,143 | $6,053+447.5% | $9,310+256.0% | $5,306+524.6% |