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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,360 | $106,003-81.7% | $92,236-79.0% | $147,585-86.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 41.92% | 50.05%-8.1pp | 176.29%-134.4pp | 578.57%-536.7pp |
| Employer contribution / active EE | $2,809 | $4,333-35.2% | $3,679-23.6% | $4,876-42.4% |
| Participant deferral / active EE | $3,908 | $4,478-12.7% | $3,897+0.3% | $5,439-28.1% |
| Admin fee / account holder | $692 | $6,333-89.1% | $5,194-86.7% | $10,885-93.6% |