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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,569 | $111,814-61.9% | $103,378-58.8% | $145,978-70.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.76% | 24.80%-14.0pp | 24.91%-14.2pp | 550.52%-539.8pp |
| Employer contribution / active EE | $8,475 | $4,215+101.1% | $3,870+119.0% | $4,662+81.8% |
| Participant deferral / active EE | $1,601 | $5,618-71.5% | $5,058-68.3% | $6,690-76.1% |
| Admin fee / account holder | $4,473 | $9,764-54.2% | $8,401-46.8% | $13,400-66.6% |