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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,125 | $77,814-3.5% | $158,223-52.5% | $86,983-13.6% |
| Participation rate | 98.0% | 68.4%+29.6pp | 79.2%+18.8pp | 69.5%+28.5pp |
| Annual return | 15.77% | 30.54%-14.8pp | 52.09%-36.3pp | 25.83%-10.1pp |
| Employer contribution / active EE | $2,349 | $2,592-9.4% | $4,109-42.8% | $2,584-9.1% |
| Participant deferral / active EE | $4,306 | $3,270+31.7% | $5,467-21.2% | $4,194+2.7% |
| Admin fee / account holder | $12,198 | $5,879+107.5% | $16,047-24.0% | $7,856+55.3% |