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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,125 | $78,690-4.5% | $161,489-53.5% | $87,485-14.1% |
| Participation rate | 98.0% | 67.5%+30.6pp | 78.7%+19.3pp | 68.9%+29.1pp |
| Annual return | 15.77% | 32.74%-17.0pp | 89.72%-74.0pp | 26.06%-10.3pp |
| Employer contribution / active EE | $2,349 | $2,588-9.2% | $4,268-45.0% | $2,596-9.5% |
| Participant deferral / active EE | $4,306 | $3,311+30.1% | $5,630-23.5% | $4,274+0.8% |
| Admin fee / account holder | $12,198 | $6,724+81.4% | $16,006-23.8% | $7,775+56.9% |