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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,125 | $76,407-1.7% | $150,298-50.0% | $82,448-8.9% |
| Participation rate | 98.0% | 66.4%+31.6pp | 77.8%+20.3pp | 68.1%+30.0pp |
| Annual return | 15.77% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $2,349 | $2,614-10.1% | $4,154-43.4% | $2,551-7.9% |
| Participant deferral / active EE | $4,306 | $3,214+34.0% | $5,453-21.0% | $4,139+4.0% |
| Admin fee / account holder | $12,198 | $6,352+92.0% | $14,116-13.6% | $7,234+68.6% |