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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,037 | $102,429+50.4% | $147,096+4.7% | $80,925+90.3% |
| Participation rate | 73.8% | 75.9%-2.1pp | 82.2%-8.4pp | 67.7%+6.2pp |
| Annual return | 27.64% | 135.02%-107.4pp | 419.75%-392.1pp | 35.65%-8.0pp |
| Employer contribution / active EE | $1,985 | $3,716-46.6% | $4,936-59.8% | $2,756-28.0% |
| Participant deferral / active EE | $8,164 | $6,649+22.8% | $8,071+1.2% | $4,299+89.9% |
| Admin fee / account holder | $7,158 | $7,957-10.0% | $13,005-45.0% | $6,940+3.1% |