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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,411 | $45,872-29.3% | $77,100-58.0% | $68,490-52.7% |
| Participation rate | 90.6% | 55.9%+34.7pp | 67.9%+22.7pp | 67.9%+22.7pp |
| Annual return | -16.27% | 1.73%-18.0pp | 42.35%-58.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,682 | $1,650+1.9% | $2,815-40.3% | $2,597-35.2% |
| Participant deferral / active EE | $3,193 | $2,963+7.8% | $4,430-27.9% | $4,028-20.7% |
| Admin fee / account holder | $1,550 | $3,041-49.0% | $5,443-71.5% | $5,403-71.3% |