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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,245 | $185,312-63.2% | $161,489-57.7% | $154,746-55.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 5.62% | 103.84%-98.2pp | 89.72%-84.1pp | 172.34%-166.7pp |
| Employer contribution / active EE | $16,645 | $4,769+249.0% | $4,268+290.0% | $4,379+280.1% |
| Participant deferral / active EE | $12,370 | $6,350+94.8% | $5,630+119.7% | $6,730+83.8% |
| Admin fee / account holder | $115,637 | $18,654+519.9% | $16,006+622.5% | $14,365+705.0% |