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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,248 | $105,210-88.4% | $159,487-92.3% | $85,851-85.7% |
| Participation rate | 87.8% | 75.8%+12.0pp | 82.8%+5.0pp | 69.3%+18.5pp |
| Annual return | 14.16% | 45.08%-30.9pp | 263.71%-249.5pp | 318.63%-304.5pp |
| Employer contribution / active EE | $810 | $3,319-75.6% | $4,831-83.2% | $2,565-68.4% |
| Participant deferral / active EE | $504 | $5,946-91.5% | $7,354-93.1% | $3,952-87.3% |
| Admin fee / account holder | $2,830 | $6,934-59.2% | $10,804-73.8% | $6,261-54.8% |