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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,555 | $57,119-72.8% | $85,187-81.7% | $80,935-80.8% |
| Participation rate | 92.9% | 56.4%+36.4pp | 67.5%+25.3pp | 67.7%+25.2pp |
| Annual return | 10.05% | 21.70%-11.7pp | 66.67%-56.6pp | 35.66%-25.6pp |
| Employer contribution / active EE | $1,256 | $1,802-30.3% | $2,732-54.0% | $2,757-54.4% |
| Participant deferral / active EE | $3,280 | $3,115+5.3% | $4,525-27.5% | $4,299-23.7% |
| Admin fee / account holder | $2,483 | $4,990-50.2% | $6,162-59.7% | $6,924-64.1% |