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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,555 | $57,140-72.8% | $85,240-81.8% | $80,959-80.8% |
| Participation rate | 92.9% | 56.4%+36.4pp | 67.5%+25.3pp | 67.7%+25.2pp |
| Annual return | 10.05% | 21.71%-11.7pp | 66.75%-56.7pp | 35.67%-25.6pp |
| Employer contribution / active EE | $1,256 | $1,802-30.3% | $2,735-54.1% | $2,757-54.4% |
| Participant deferral / active EE | $3,280 | $3,115+5.3% | $4,527-27.5% | $4,300-23.7% |
| Admin fee / account holder | $2,483 | $4,992-50.3% | $6,165-59.7% | $6,925-64.1% |