Retirement plan

LOCUST CREEK COUNTRY STORE 401(K) PROFIT SHARING PLAN

Name: IDA J. ROBERTSON - LOCUST CREEK COUNTRY STORE 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: IDA J. ROBERTSON
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LOCUST CREEK COUNTRY STORE 401(K) PROFIT SHARING PLAN, IDA J. ROBERTSON

IDA J. ROBERTSONdba LOCUST CREEK COUNTRY STOREEIN 03-0354245Plan #002PY 2020

1796 RIVER STREET - BETHEL, VT 05032802-234-5270

Other plans on this EIN

1 filing

#001Retirement-$739K assets

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$337K

+9.9% from 2019

Total participants

0.0% from 2019

Average account balance

$168,288

+9.9% from 2019

Annual return

-4.55%

-11.83 pp from 2019

Benchmarks

See 18,868 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,868 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$342K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$114K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7946

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$168,288

$112,933+49.0%

$90,970+85.0%

$158,982+5.9%

Participation rate

50.0%

74.7%-24.7pp

69.0%-19.0pp

82.0%-32.0pp

Annual return

-4.55%

215.82%-220.4pp

134.60%-139.1pp

302.99%-307.5pp

Employer contribution / active EE

$4,590

$2,893+58.6%

$2,122+116.3%

$4,763-3.6%

Participant deferral / active EE

$6,500

$4,128+57.5%

$3,373+92.7%

$5,983+8.6%

Admin fee / account holder

$8,047-100.0%

$5,961-100.0%

$11,252-100.0%

LOCUST CREEK COUNTRY STORE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

LOCUST CREEK COUNTRY STORE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion