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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,333 | $59,111+49.4% | $86,451+2.2% | $68,490+29.0% |
| Participation rate | 91.9% | 75.2%+16.7pp | 80.3%+11.6pp | 67.9%+24.0pp |
| Annual return | -17.53% | -0.22%-17.3pp | 4398.51%-4416.0pp | -7.85%-9.7pp |
| Employer contribution / active EE | $29 | $2,519-98.9% | $3,770-99.2% | $2,597-98.9% |
| Participant deferral / active EE | $3,735 | $5,900-36.7% | $6,953-46.3% | $4,028-7.3% |
| Admin fee / account holder | $1,913 | $5,640-66.1% | $6,734-71.6% | $5,403-64.6% |