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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,621 | $197,637-67.3% | $177,848-63.7% | $158,982-59.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 6.05% | 58.77%-52.7pp | 48.33%-42.3pp | 302.99%-296.9pp |
| Employer contribution / active EE | $4,004 | $6,698-40.2% | $5,919-32.3% | $4,763-15.9% |
| Participant deferral / active EE | $12,769 | $8,405+51.9% | $7,714+65.5% | $5,983+113.4% |
| Admin fee / account holder | $39,415 | $15,406+155.8% | $12,431+217.1% | $11,252+250.3% |