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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,524 | $150,446+8.7% | $136,297+20.0% | $147,585+10.8% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 18.54% | 1049.14%-1030.6pp | 5156.19%-5137.7pp | 578.58%-560.0pp |
| Employer contribution / active EE | $7,516 | $5,256+43.0% | $4,696+60.1% | $4,876+54.1% |
| Participant deferral / active EE | $5,265 | $6,631-20.6% | $6,247-15.7% | $5,439-3.2% |
| Admin fee / account holder | $8,115 | $10,906-25.6% | $9,244-12.2% | $10,886-25.4% |