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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,346 | $65,555+97.3% | $86,216+50.0% | $75,173+72.1% |
| Participation rate | 69.2% | 60.5%+8.7pp | 69.0%+0.3pp | 67.2%+2.0pp |
| Annual return | 17.36% | 46.07%-28.7pp | 1169.42%-1152.1pp | 160.72%-143.4pp |
| Employer contribution / active EE | $1,833 | $1,553+18.0% | $2,382-23.0% | $2,671-31.4% |
| Participant deferral / active EE | $4,993 | $3,023+65.2% | $3,986+25.3% | $4,126+21.0% |
| Admin fee / account holder | $1,862 | $5,469-65.9% | $6,853-72.8% | $5,651-67.0% |