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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,942 | $63,346+64.1% | $92,240+12.7% | $70,126+48.2% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 10.93% | 530.19%-519.3pp | 176.29%-165.4pp | 73.15%-62.2pp |
| Employer contribution / active EE | $1,041 | $2,471-57.9% | $3,680-71.7% | $2,343-55.6% |
| Participant deferral / active EE | $3,956 | $2,854+38.6% | $3,897+1.5% | $3,332+18.7% |
| Admin fee / account holder | $10,672 | $3,841+177.9% | $5,194+105.5% | $4,645+129.7% |