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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,429 | $81,870-67.7% | $119,622-77.9% | $68,486-61.4% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -17.60% | -23.82%+6.2pp | -14.98%-2.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $256 | $2,692-90.5% | $4,232-94.0% | $2,597-90.1% |
| Participant deferral / active EE | $2,144 | $4,148-48.3% | $5,601-61.7% | $4,028-46.8% |
| Admin fee / account holder | $1,418 | $6,583-78.5% | $10,328-86.3% | $5,404-73.8% |