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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,076 | $138,114+235.3% | $125,391+269.3% | $134,545+244.2% |
| Participation rate | 94.1% | 84.5%+9.6pp | 82.4%+11.7pp | 81.2%+12.9pp |
| Annual return | -11.41% | 750.88%-762.3pp | 572.41%-583.8pp | 418.37%-429.8pp |
| Employer contribution / active EE | $6,282 | $5,246+19.8% | $4,816+30.5% | $4,742+32.5% |
| Participant deferral / active EE | $13,072 | $7,801+67.6% | $7,448+75.5% | $6,401+104.2% |
| Admin fee / account holder | $4,930 | $11,570-57.4% | $10,009-50.7% | $11,431-56.9% |