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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,252 | $77,920+145.4% | $149,723+27.7% | $75,177+154.4% |
| Participation rate | 98.7% | 65.6%+33.1pp | 78.8%+19.9pp | 67.2%+31.5pp |
| Annual return | 17.22% | 31.72%-14.5pp | 134.50%-117.3pp | 160.75%-143.5pp |
| Employer contribution / active EE | $6,505 | $3,138+107.3% | $4,821+34.9% | $2,671+143.5% |
| Participant deferral / active EE | $6,864 | $3,411+101.2% | $5,682+20.8% | $4,126+66.3% |
| Admin fee / account holder | $5,430 | $5,951-8.7% | $13,215-58.9% | $5,651-3.9% |