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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,287 | $76,407+232.8% | $150,298+69.2% | $82,448+208.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.48% | 39.99%-24.5pp | 62.79%-47.3pp | 41.64%-26.2pp |
| Employer contribution / active EE | $7,184 | $2,614+174.8% | $4,154+72.9% | $2,551+181.6% |
| Participant deferral / active EE | $7,754 | $3,214+141.2% | $5,453+42.2% | $4,139+87.3% |
| Admin fee / account holder | $16,445 | $6,352+158.9% | $14,116+16.5% | $7,234+127.3% |