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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,064 | $95,406+191.5% | $185,849+49.6% | $85,847+223.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 17.75% | 23.59%-5.8pp | 122.10%-104.4pp | 318.61%-300.9pp |
| Employer contribution / active EE | $6,543 | $3,314+97.5% | $5,169+26.6% | $2,565+155.1% |
| Participant deferral / active EE | $6,573 | $3,424+92.0% | $5,569+18.0% | $3,952+66.3% |
| Admin fee / account holder | $5,007 | $7,214-30.6% | $16,244-69.2% | $6,261-20.0% |