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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,710 | $107,363+27.3% | $92,909+47.1% | $152,897-10.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -4.09% | 145.63%-149.7pp | 109.44%-113.5pp | 345.43%-349.5pp |
| Employer contribution / active EE | $15,352 | $4,222+263.6% | $3,653+320.2% | $4,764+222.3% |
| Participant deferral / active EE | $6,082 | $4,848+25.5% | $4,238+43.5% | $5,851+3.9% |
| Admin fee / account holder | $2,884 | $7,082-59.3% | $5,795-50.2% | $11,599-75.1% |