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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,921 | $160,059+27.4% | $140,019+45.6% | $135,380+50.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -2.98% | 911.48%-914.5pp | 651.17%-654.2pp | 519.81%-522.8pp |
| Employer contribution / active EE | $28,462 | $6,420+343.4% | $5,605+407.8% | $4,779+495.6% |
| Participant deferral / active EE | $17,186 | $7,641+124.9% | $6,927+148.1% | $5,609+206.4% |
| Admin fee / account holder | $2,199 | $13,328-83.5% | $10,705-79.5% | $10,828-79.7% |