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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,609 | $89,370+20.4% | $141,197-23.8% | $72,976+47.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 22.77% | 111.88%-89.1pp | 71.41%-48.6pp | 81.02%-58.2pp |
| Employer contribution / active EE | $1,861 | $3,115-40.3% | $4,736-60.7% | $2,440-23.7% |
| Participant deferral / active EE | $4,498 | $5,419-17.0% | $6,710-33.0% | $3,608+24.7% |
| Admin fee / account holder | $6,074 | $5,957+2.0% | $10,265-40.8% | $5,124+18.5% |